1 1/2 blocks (12 ounces) grated monterey jack cheese w/jalapeno pepper (OR  monterrey jack cheese, add 1 small can (apps. 4 ounce) of green chilies, drained, finely chopped

3/4 cup heavy cream or you may use half and half

1/2 teaspoon cayenne

1/2 teaspoon cumin

Using a box grater, grate the cheese.  Put the cheese, half and half and seasonings in a metal or glass bowl over a saucepan of simmering water.  Stir until melted; you may need more cream or half and half to thin out the queso.  Serve with tortilla chips.